People go a bit overboard with points of engagement, I understand there can be a need on technical rocky trails, but don't see any advantage for XC/Single track trails that I ride. I've never been riding and thought, if I just had more POE I'd be able to do this or that.
More POE also means a wheel that does not spin as easily, more noise = more energy lost every time those pawls snap to the next engagement point. I'd rather have a wheel that spins with less drag, than one that makes more noise. I think people want more POE just because they like the sound, it's kinda the same reason people put noisy exhaust on their cars, they just like to make noise.
I've never damaged or wore out a hub components so I suppose my riding is not rough on bearings & other hub components as other people are. However, I would always go with a quality hub that uses quality materials and tight tolerances. I would expect that most of the popular brands like Novatec, Bitex, HopePro, and DT Swiss all do a decent job of providing a reliable product.