In an email from Dengfu, they write:
"We will paint all in carbon matt finish".
I believe what they mean is all carbon frames have paint on them. I have a DengFu 098 and love the bike! I do have some paint on it but left a lot of the frame plain matt. If you look at the matt finish you will notice it is painted. If you saw a raw UD frame come out of the mold you would never accept it! They can be very ugly looking so they spray a thin coat of matt paint on it to make it look uniform.
I have never had an issue with chipping or fading. What i can say is resin is a material that continues to cure over it's lifetime. There is a thought the UV rays from the sun can speed up the curing process which is a plausible idea. If this phenomenon were to happen it would leave you with a more brittle frame then when it was new. This is very common in the boat building world. Older boats get brittle over time as the resin continues to cure causing the hulls to become brittle and crack/break. That's why fiberglass boats do not last forever. They have a shelf life. The same can be said for composite bikes although the technology is better and therefore longer lasting.
As for my 098 I placed a small strip of heli-tape on the drive side chain stay just for protection. It has some grease on it but that's about it.