Yeah, headset issues are frustrating. Just take it one step at a time.
Regarding cutting the steerer tube, everything I saw said to cut the tube 3 mm below the top of the stem. Unfortunately, the stock TanTan top cap has a lip and the bottom of the cap extends a couple of mm into the stem. The first time I cut the steerer, there just wasn't enough space under the top cap to load the headset properly. I put a 5 mm spacer above the stem which took care of that issue without having to cut the steerer again.
I think maybe, we are not being clear about what a microspacer is though? A head set spacer fits either under the stem or over the stem, but it goes above the headset cover. Microspacers fit under the headset cover, on top of the compression ring.
https://www.jensonusa.com/FSA-Headset-MicrospacersThe do the same thing as a spacer placed above the stem. You get a little more space to tighten down the top cap. But, they do that by lifting the top cover slightly, just enough so that your head set cover doesn't bind against the top of your head set cup when you tighten the top cap bolt. I used snips to cut a notch to match the notch in the compression ring, but they finally fixed the biggest issue with my head set which was the stack height of the bearings.