Thanks for the suggestion. I'll try looking into used stuff, just figured there isn't much in the XS/S range, new or used. Her mom is 5'3" and I think she has a M specialized frame that's fairly old with 26" wheels, which was an attempt to get her to ride with me a long time ago but never really caught on.
I wonder what height 29" wheels would start to work ok? If a frame is designed for them I would think strength would matter more than height if there is adequate standover? I actually have a really nice set of Chris King wheels that I built right before I got really sick, but they are for rim brakes and not disc. Probably not easy to find a mtb frame with brake bosses these days.
I guess I'll have to do some more research since I'll also have to find a decent front fork that will work.
Thanks and any more suggestions would be great!