Welcome to ChinerTown and congrats on your new purchase. To answer your questions...
1. Yes, you can ride it as is. Not painted and no clear coat. Most of us here in ChinerTown do that. I am, however, not sure about the UV coating but the resin isn't just gonna melt and let your carbon fiber frame fall apart... at least not for several years. The worst is you probably get some patches that may or may not be damaging to your frame's structure. Do ask DengFu if they have UV coating. If not, it's really your call if you want to have a UV coating.
2. Protective tapes for your frame isn't a must but it sure will minimize some unsightly chips or dent caused by flying debris.